Tag: To-do Lists

Bucket List

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When was the last time you looked at your bucket list? A bucket list should hold us accountable for the things we want to do in life. It should be a source of excitement, providing us with one more reason to wake up in the morning. My bucket list consists primarily of new places and new experiences, ten of which I highly recommend.

10. En route to Machu Picchu, this is one of the camp sites along the Inca Trail. The elevation is approximately 12,000 feet, which is just high enough to reach out and touch the clouds. IMG_5977

9. Lopburi, Thailand has been overtaken by monkeys, most of whom have formed two gangs. Each gang occupies a temple on opposing sides of the street. When the monkeys are not swinging from telephone lines and climbing atop vehicles stopped at red lights, you’ll likely find many catching a short nap in the shade. img_2026

8. The Terracotta Army in Xian, China was discovered in 1974 when local farmers were supposedly digging a well. The sculptures were buried around 210-209 BCE. Each warrior is mesmerizing, as no two faces are alike, and while some are missing parts of their body, they do not break rank. They stand, and they appear prepared to move forward. img_2454

7.  The Karnak Temple in Luxor, Egypt is considered the second largest ancient religious site in the world (the first is Angkor Wat). Pictured here is a glimpse of Hypostyle Hall, home to 134 massive columns carved with mesmerizing hieroglyphs. IMG_7333

6. The Tunnels of Cu Chi in Ho Chi Minh City, Vietnam comprise an immense tunnel network that took approximately 25 years to build. The tunnels were used extensively by the Viet Cong guerillas, but they were also home to many Vietnamese. People lived in these secret tunnels. Travelers, escorted by a guide, can now crawl through the tunnels. (Just try not to get stuck in one of the many tight bends, like I did. It made for quite a scare). cu chi

5.  This is what sunrise on the Great Wall of China looked like on a cold morning in February, 2004. I was able to get onto the wall at 3 a.m. and hike to Simatai (the highest part of the Great Wall). I hiked only a few miles by head torch, the help of a few friends, and a bit of luck. Current measurements put the length of the Great Wall at over 13,000 miles. light blues - Copy

4.  If you like lavenders and purples and blues, every sunset in Koh Samui, Thailand will call to you. img_1046

3.  The Padrão dos Descobrimentos in Lisbon, Portugal rests stoically on the edge of the Tagus River, celebrating 33 figures for their role in the Age of Exploration. Padrao dos Descobrimentos

2.  In Palermo, Sicily, an evening stroll after eating handmade pasta and drinking local red wine is precisely what’s necessary so you can do it again tomorrow. img_1683

1.  Just as some nations protect rain forests, Dubai, UAE protects its ever-decreasing deserts. Sand-boarding, as Michelle is doing below, is a thrilling way to see the majestic sand dunes that once characterized the southeast coast of the Persian Gulf. Sandboarding

What’s on your bucket list? What have you crossed off recently? And what are you looking forward to?

Winning Psychology

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Many books never age for me. Huck is still Huck; Holden is still Holden; Think And Grow Rich and The Magic of Thinking Big still resonate. I read and re-read these books. The books are the same, but I have changed. This remains a curious method for measuring growth.

Recently I re-read Dr. Denis Waitley’s The Psychology of Winning. Published in 1979, plenty might consider it ancient. But its wheels are still true.

Here are the takeaways that I find most valuable:

Make a List of “I Am’s.”

Create two columns. Place your assets or “I am good at” in one column. Place your liabilities or “I need improvement in” in the other column. Pick your ten best traits and your ten traits needing the most improvement. Take the first three liabilities and schedule an activity or find a winner who will help you improve in each of the three areas.

Accepting Compliments

One good indicator of an individual’s opinion of himself is the way he can accept a compliment. It is incredible how low-achievers belittle and demean themselves when others try to pay them value:

“I’d like to congratulate you on a job well done.”

“Oh, it was nothing . . . I was just lucky I guess.”

“Wow, that was a great shot you made!”

“Yeah, I had my eyes closed.”

“That’s a good looking suit. Is it new?”

 “No, I’ve been thinking of giving it to Goodwill.”

The Loser believes that the quality of humility should be pushed over the cliff into humorous humiliation. And the devastating fact is that the robot self-image is always listening and accepts these negative barbs as facts to store as reality.

The Winners in life accept compliments by simply saying “thank you.” Bob Hope says “thank you”; Frank Boorman says “thank you”; Steve Cauthen, after winning the Triple Crown, doesn’t say “gee, I almost fell off my horse”; he says “thank you.” Neil Armstrong, Jack Nicklaus, Cheryl Tiegs, Nancy Loopez, Chris Evert all say “thank you.” Self-esteem is the quality of simply saying “thank you,” and accepting value that is paid to you by others.

Wants and Desires

Make a list of five of your most important current wants or desires, and right next to each . . . put down what the benefit or payoff is to you when you achieve it. Look at this list before you go to bed each night and upon awakening each morning.

Indeed, Dr. Waitley’s Psychology of Winning has reminded me of the things I’ve lost focus on. And today, when the competition for your attention is likely greater than it has ever been before (the incessant alerts, updates, notifications via smartphones, computers, social media, etc.), one of his admonitions hits home: “Concentrate all your energy and intensity, without distraction, on the successful completion of your current project. Finish what you start.”

Finding Peace

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Some parents find peace at the end of their child’s recital, or performance, or perhaps, on a lazy Sunday morning when the kids and the dog all slumber on the bed together with Mom and Dad—quiet, relaxed, happy.

Students may find peace—albeit brief—after composing an essay or completing a final exam.

Athletes have regular opportunities to find peace. Peace, like many things, is fleeting. But there is a moment—and every athlete knows this moment—when you’ve turned in a good session, one where you pushed through the uncertainty and the discomfort, the doubt and the discord, and you’ve reached your goal. There’s that moment, when you’re sitting in your truck after a hard swim session, when you’re standing in your driveway after a tough run, or when you’re slumped over the top tube of your bike after a positively brutal ride.

That moment—when you stop moving—and when your brain is no longer urging your body forward—that is a peaceful moment. Everything, in that moment, is right. There are no bills to pay, no errands to run, no complaints to address.

Exercise

Daily exercise might require 20-60 minutes, and it might involve a few minutes of preparation. However, the science suggests that exercising will give you more energy, reduce stress, help you sleep better, and help you feel better about yourself.

Meditation

Meditating is a practice you can engage in daily for 10-20 minutes. If you don’t know how to meditate, you have plenty of options. You might begin with Headspace, an app that provides guided meditation.

Gratitude

If exercise and meditation are too much of a time commitment, then simply spend 5 minutes each day writing down all that you are grateful for. Like exercise and meditation, practicing daily gratitude should help quiet the mind.

I meet people who seem to believe they’ll find peace once they travel. Or they’ll find it when they retire. Or when their kids go off to college. Or when they get that promotion. Or when they get a new car or a bigger house.

Don’t wait to find peace. Create daily opportunities to swim in it. To bathe in it. To enjoy it, however brief it may be.

A Dynamic Life

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James Citrin’s The Dynamic Path is among the most valuable books I’ve read. Like many titles that reside in the success-literature canon, Citrin identifies and describes key characteristics of successful people. However, Citrin observes that the most successful and most inspiring travel along something called The Dynamic Path, which is a series of three stages:

Stage 1: The Champion achieves excellence as an individual or member of a team in sports or business.

Stage 2: The Great Leader transcends individual accomplishment and becomes dedicated to the individual and collective achievement of others.

Stage 3: The Legacy is left by those leaders, household names or otherwise, who achieve meaningful societal change and enduring results.

Let’s say that you are currently traveling along The Dynamic Path. Where are you today? Are you The Champion, The Great Leader, or The Legacy? If you are currently striving to become The Champion, have a look at your goals. Make sure you continue to refine them. Similarly, if you are trying to transcend individual accomplishment, or if you are focused on your legacy, refine your goals accordingly.

In his book, Citrin interviews Buzz Aldrin, Colin Powell, Bono, Tony Hawk, and a host of other top-performers. When interviewing famed cycling coach, Chris Carmichael, Carmichael offers this insight about the role of 99% in aspiring champions: “People hold back that 1 last percent so they don’t have to face not being good enough. If there is always something they could have done better, they are still safe.”

Consider that for a moment. Do you hold back? Have you done so recently? How has this affected your trajectory?

Carmichael’s observation is punctuated by sports psychologist, Bob Rotella, who notes: “It is actually much easier for people to work hard than it is to believe in themselves. I think there are so many people who are really talented and hardworking who don’t believe in themselves. What strikes me more than anything is that in the American culture, we have sold the importance of the work ethic for years so totally and completely that we have lots of people who will work their tail off and yet will choose to never believe in themselves.”

Is this you? What systems do you need to put into place so that you can go from aspiring champion to champion? What systems do you need to put into place so that you can make sure that you are traveling along The Dynamic Path?

Financial Checkup Checklist

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Summer is here, which is the perfect time do a Financial Checkup for your business.  This article suggests tackling the “6 P’s” of a financial checkup.  In the Spring you have tax season and fiscal year-end reporting, so who has time?  In the Fall companies are making a push to finish strong to meet year-end quotas before new business shuts down for the holidays.  Winter is too late to effect change for the year, and it is hard to advance work when so many people are out on vacation (or sick!).  This makes the Summer a great time for a financial checkup.

What is a financial checkup exactly?  It could be a lot of things, but here are six ideas.  Pick three of them (one per category) to accomplish.  Show that you are committed to the financial health of your business, and your business will definitely thank you in return.

Business Model Review (do at least one)

  1. Plan – re-visit your business plan. The prior year financials (the key benchmark) should be final, so use it as the foundation for a refresh of your business plan.  Do it for current year and next year.  Add another year, and you have the coveted 3-year financial plan.

A Plan is great for:

  • businesses involved in a significant financial transaction.
  • businesses that consider great planning a key to their success.
  1. Projections – prepare quarterly forecasts to see what you think the business will look like in terms of revenue growth, operating profits (EBIDTA), working capital, and the capacity to service debt and distribute capital. These are all critical financial measures regarding the health of your business.

Projections are great for:

  • giving to banks and lenders so they become more comfortable and confident in your business.
  • owners and stakeholders, so they can see how today’s business will look tomorrow.
  • leaders and managers, who can use projections to set goals and measure results.

Profits and Cash Flow Review (do at least one)

  1. Performance Reports – this could include monthly or quarterly income statements or Profit & Loss (P&L) reports. Sales trends can be analyzed to see if new business is healthy or anemic.  P&Ls can calculate profit margins and expense ratios, to show how effective you are in managing costs relative to sales generated.  Many business leaders have little time to study detailed reports, so create one-sheet scorecards with infographs and bullet point summaries. Reports are of no use if they are not read.  Create a monthly production report package, to keep an ongoing pulse on the state of your business.

Performance Reports are great for:

  • managers and leaders that want accountability for business results.
  • sharing with stakeholders, banks, and lenders, to prove that you can articulate your business from a financial perspective.
  1. Profit Conversions – profits stuck in receivables are bad for cash flow and bad for your bank account. The longer the receivable is outstanding the less likely you will be able to collect.

Summer is great for getting your cash receipts in order.  Get backlogged invoices sent out promptly.  Review credit terms for down payment and installment billings, and revisit your financing and late fee policies.  Collect all open receivables.

Reviewing cash payments is equally important.  Set up a sensible weekly check run process.  Review credit terms of key suppliers, and negotiate them.  Examine vendor due dates to see who might accept a more favorable payment schedule.

You can never have too much cash on hand, and here you can boost cash without having to sell more or spend less.  You are simply managing your cash better.

Profit conversions are great for:

  • companies running a thin line with cash and working capital.
  • companies that are interested in building that emergency “cushion” for the unexpected.
  • companies that want to go from good to great in their cash management practices.

Resource Assessment

  1. People – you count on people to make your company perform. Is everyone on the team signed up for at least one educational or development class?  Are people allowed to work on a pet project that supports the company?  People are what make the difference, and investing in people is great for:
  • building morale and team spirit.
  • developing talent and skills inside the business, so you can outperform the competition.
  1. Platforms – along with people, your company systems make up the key resources to run your business. Use the Summer to identify all key systems the business relies on to operate.  It can vary by industry, but computer and data networks, accounting and payroll systems, customer and CRM systems, and online systems and tools are universally important to businesses large and small.  Are you able to make a case that all your systems are working seamlessly and smoothly?  Can your systems today support your future growth?  If you can’t answer confidently to these questions, a system review may be your key Summer project.

Platform reviews are great for:

  • companies wanting to run leaner to increase profits and optimize enterprise value.
  • companies managing change.
  • companies that plan to grow significantly.

  360 degrees of Small Business Solutions

Arima Business Solutions (ABS) is a business management consulting firm located in the heart of the San Fernando Valley.  We specialize in solving the most top-of-mind problems for small business owners.  We offer a deep skill set and know how on running the finances, operations, and marketing areas of a small business.  This makes ABS uniquely equipped to provide 360-degrees of client service.  Finance consultants often do strictly finance while marketing firms focus mainly on sales and branding.  The best solutions are balanced solutions, that examine not just one, but all of the key areas that are important to your business.

You and Your Banker

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Bankers are great. They tell it like it is. But in good times and in a good economy, it is easy for small businesses to take them for granted. If you have loans out there, it is easy to forget—or worse—ignore a banker’s request.

Meeting loan covenants and requests for information during good times and bad is critically important. Make sure you can answer these questions:

  1. Are you filing your quarterly loan covenant requirements consistently and on a timely basis?
  2. Is everything organized, complete, documented, and supported to ensure a high-quality submission?
  3. Are any questions that are asked, for whatever reason, responded to timely, completely, and accurately?

Loans will mature and the economy will tighten. It is too late to undo past bank compliance infractions, as the notes on late, incomplete, slow responses are already noted. But building a good track record going forward can make a positive difference. Good bank relations habits include:

  1. Meeting all loan covenant requirements completely and on a timely basis.
  2. Being very responsive, consistently, on any bank requests or questions.
  3. Meeting all interest and principal payments like clockwork.

All crucial banking activities, new loans, credit line increases, renewal of matured loans, forbearances, loan extensions, or re-structures must be underwritten anew with credit committee approval. To ensure you remain in good standing with your banker, understand the terms of your loan documents and loan covenants. They spell out the rules, and understanding them well can prevent being in default with your loan.

Having a CFO or financial leader focused on banking for your small business is a luxury. Who wouldn’t want to have that go-to person on staff to oversee and negotiate small business bank and lender relations? Unfortunately, many small businesses are not budgeted to have a full time CFO with banking credentials. But there are alternatives, such as management and financial consultants who can step in to affordably clean up and monitor the banking needs of your business.

This is the story of you and your banker. Let’s all be proactive to secure a “happily ever after.”

Start a Tradition

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In 2003, I enjoyed New Year’s Eve at a surf camp in Fiji.

While I’m still a horrible surfer, I inadvertently established a tradition that has brought me great pleasure: beginning the New Year in a new country.

It began in Nadi, Fiji. I was solo. Just me and a rag-tag collection of would-be travelers. As the hours to the New Year drew close, two Fijians scaled a palm tree, grabbed a few coconuts, mixed the coconut water with rum—and voila—it was party time!

The following year brought Edinburgh—along with heaps of Scots in kilts, toting their homemade whiskey for warmth. I was on Princes street, flanked by the old world and the new. (On one side was a medieval castle. On the other, a Baby Gap).

By the time I met Michelle, I was several countries into an established tradition, one that she could now be part of.

And with Portugal, Dubai, Buenos Aires, Sicily, La Paz, Barcelona, Tokyo, Singapore, and Maldives now under our belts, people rarely ask us what we’re doing for New Year’s. Instead, anyone who knows us simply begins with “So where are you two going this year?”

Indeed, traditions abound. Some develop accidentally. I have four friends from college, and we’ve managed to make one trek to Las Vegas every year (with rare exception) for the last 23 years. The question isn’t, “When will we see each other?” The question is “Which month will we be going to Vegas this year?”

Some traditions are cultural. My wife’s family gathers at the cemetery every year to clean their ancestors’ grave sites . . . to pay respect to those who are no longer with us, to honor them by making sure they are not forgotten.

Some traditions are religious. I was raised a Buddhist. Each year my parents would take my brother and me to the Vista Buddhist Temple’s Obon Festival. I’d marvel at the muscular Japanese men, wielding wooden mallets at mounds of rice resting atop a wood block. They’d pound the rice until it became pasty and began to resemble what would become mochi. (When my mom asked me what I wanted to be when I grew up, I told her I wanted to be one of those guys . . . the guys who swing the wooden hammers.)

People enjoy traditions for all sorts of reasons: to celebrate child birth (the Red Egg and Ginger party comes to mind), to celebrate love (via Valentine’s Day or anniversaries), or to honor those who’ve served (Veteran’s Day or Memorial Day).

Many of our traditions have been passed down from one generation to the next. We grow up looking forward to these traditions, planning for them, knowing they are good for us, knowing they make us better.

What’s of note, though, is that you may certainly create your own traditions. I know some triathletes who do a birthday swim every year: 100 x 100 yards. That’s 10,000 yards (not a big deal for a swimmer, but it’s a fairly sizable swim set for most triathletes).

Every year my dad—a competitive and talented cyclist—rides twice his age. I remember accompanying him on his birthday ride when he turned 58. We’d gotten to mile 57, and I was thinking, “Okay. It’s almost time to turn around. And then only 58 miles to go.” But my dad, always eager to push himself, said we should ride a few more miles before turning around, just in case our route wasn’t measured correctly. I figure we rode at least 120 miles that day. (Last year my dad turned 70, which means he rode 140 miles . . . if not more . . . on a hot day in August.)

While habits are performed daily, or weekly, or monthly, traditions are different. They are over-arching annual goals that our habits help advance. A well-chosen tradition should make you better.

Consider creating a tradition this year. You’ll be glad you did.

The Negotiator

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I am an expert negotiator.

Sure, I may pay full price for a car. I may get gouged for a water heater or a new air-conditioning unit. And I certainly lose most of the negotiations with my wife.

However, when I negotiate with myself, I always win.

Let me explain.

I train (exercise) everyday (with rare exception). Before I begin, I’ve already begun the negotiations. “Next item up for business: you planned to run 6 miles. Are you going to run 6 miles?” And then the process begins. It’s like an epic courtroom drama, the slick defense attorney vs. the conservative prosecutor.

Once I begin the run, the negotiations continue. Of course, the moment I sense a twang in my right knee or a ping in my left foot, it’s like a new exhibit has been entered into evidence.

“The dictionary is the only place that success comes before work. Hard work is the price we must pay for success. I think you can accomplish anything if you’re willing to pay the price.” —Vince Lombardi

“Whether you think you can or whether you think you can’t, you’re right.” —Henry Ford

Sometimes I can convince myself to complete the 6 miles. Other times, I’ve negotiated a new outcome, one that realizes itself at around 3 or 4 miles. The evidence is almost always compelling: “You don’t want to get injured. Better to play it safe.”

While I think this process is healthy, it’s important to be conscious of one thing: do not allow your negotiations to become one-sided. In other words, if you’re regularly negotiating downwards (turning a 50-mile ride into a 30-miler, a 4,000 yard swim into 2,500), you must make sure to also negotiate upwards. On the days when you feel good, extend your bike ride, add an extra 20 minutes to your swim session, or run a couple extra loops around the block. And make sure this mindset transcends the treadmill and finds its way into your professional life. Negotiate upwards at work by minding the power of questions, daily goals, and self-talk:

Questions

Ask yourself carefully-crafted questions. “What can I do to increase productivity today?” “What can I do right now to help meet this quarter’s revenue goals?” The answers to these questions will help compel you to go forward.

Daily Goals

I like to jot these down in the morning, and if I’m spending a lot of time in front of a computer, I’ll put a Post-it Note or two onto the monitor to keep me focused on that day’s goals. Also, I’ll make an effort to visualize the attainment of these goals during morning meditation. Clear awareness of your daily goals should help you negotiate upwards, as daily goals should promote purpose.

Self-talk

Be mindful of your self-talk. As Lao Tzu noted, “Watch your thoughts; they become words. Watch your words; they become actions; Watch your actions; they become habits.” As you negotiate throughout the day, nudge your self-talk toward affirmation and optimism, employing language like “You can do this. Dig deep. Just make one more call.”

It’s okay to be an expert negotiator. But a real expert should be good at getting the most out of every negotiation.

Remember “The Magic of Thinking Big”

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Originally published in 1959, Dr. David J. Schwartz’s entrepreneurial bible should warrant residence in your library. And while many of us have read his seminal work, The Magic of Thinking Big, we may not review it as often as we should.

“You are what you think you are.” —David J. Schwartz

“Don’t blame others when you receive a setback. Remember, how you think when you lose determines how long it will be until you win.” —David J. Schwartz

Here are three highlights from his work:

Rid Yourself of Excusitis

Schwartz writes about his amputee friend who is an excellent golfer: “One day I asked him how he had been able to develop such a near-perfect style with just one arm. I mentioned that most golfers with two arms can’t do nearly as well. His reply says a lot, ‘Well, it’s my experience,’ he said, ‘that the right attitude and one arm will beat the wrong attitude and two arms every time.’ The right attitude and one arm will beat the wrong attitude and two arms every time. Think about that for a while. It holds true not only on the golf course but in every facet of life.”

Build Confidence by Managing Your Memory

Schwartz argues that “Your brain is very much like a bank. Every day you make thought deposits in your ‘mind bank.'” Schwartz likens negative thought deposits to fertilizing weeds, and he offers this plan: “Just before you go to sleep, deposit good thoughts in your memory bank. Count your blessings. Recall the many good things you have to be thankful for: your wife or husband, your children, your friends, your health. Recall the good things you saw people do today. Recall your little victories and accomplishments. Go over the reasons why you are glad to be alive.”

Vitality Is Essential

Schwartz writes: “In everything you do, life it up. Enthusiasm, or lack of it, shows through in everything you do and say. Life up your handshaking. When you shake hands, shake. Make your handclasp say, ‘I’m glad to know you.’ ‘I am glad to see you again.’ A conservative, mouse-like handshake is worse than no handshake at all. It makes people think, ‘This guy is more dead than alive.’ Try to find a highly successful person with a conservative handshake. You’ll have to look a long, long time.” And about smiles, Schwartz writes: “Life up your smiles. Smile with your eyes. Nobody likes an artificial, pasted-on, rubbery smile. When you smile, smile. Show a few teeth. Maybe your teeth aren’t attractive, but that’s really unimportant. For when you smile, people don’t see your teeth. They see a warm, enthusiastic personality, someone they like.”

One way to inoculate yourself from small thinking is to devour success literature. Consider adding The Magic of Thinking Big to your daily ritual.

Like Stone

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On the front cover of this month’s The Costco Connection is Mary Barra, CEO of General Motors. She is pictured up close, in focus, donning a black leather jacket and blue jeans. Behind her, in soft focus, is the 2017 Chevrolet Bolt EV.

If 19th century feminist Lucy Stone (1818-1893) saw this, would she be surprised? After all, Stone was the first woman in Massachusetts to earn a college degree (she attended Oberlin College in Ohio), but when asked to write the commencement speech for her graduating class, she refused. Her speech would have to be read by a man. Women were prohibited from giving a public address.

The uncompromising Stone searched until she found a venue that would provide her with an opportunity to speak publicly. Her brother allowed her to speak from the pulpit of his church in Gardner, Massachusetts. And the topic of Stone’s first public address? Women’s rights.

Too much has already been said and written about women’s sphere. Leave women, then, to find their sphere. —Lucy Stone

To make the public sentiment, on the side of all that is just and true and noble, is the highest use of life. —Lucy Stone

In the study of success, in the study of legacy, we can learn from Lucy Stone.  What did she do to effect change?

Persist

When the Bible was quoted to Lucy Stone in defense of gender inequality, she (according to Jone Johnson Lewis) “declared that when she grew up, she’d learn Greek and Hebrew so she could correct the mistranslation that she was sure was behind such verses!”

Takeaway: In business as in life, when we know our truth to be THE truth, we mustn’t acquiesce. We must go over, go under, or go around. We must find a way, for truth can become compromise, and compromise can become apathy. Stay strong. Persist. And remember, as declared by Ralph Waldo Emerson: “My life is not an apology.”

Champion

To walk a righteous path but not know where it’s leading . . . is a mistake. To champion a cause, however, indicates a defined goal or objective. Stone championed women’s rights, something she focused on until the end. In fact, as she lay dying, she uttered these four final words to her daughter: “Make the world better.”

Takeaway: In business as in life, we can spend much of our day simply fighting to keep our head above water. We wrestle with our life-preserver in an effort to stay afloat; meanwhile, we make little progress toward our objective.

  1. Make sure to have an over-arching goal; in other words, champion a cause for your company or for your life. (Answering all of your emails, returning voicemails, and attending the morning meeting with Client X and the afternoon meeting with Colleague Y might be the professional equivalent of flailing your arms to keep water out of your nose so that you don’t drown! Only you know if what you do each day is helping you progress toward attaining your over-arching goal.)
  2. Once you have your over-arching goal, you can begin with the end in mind. Certainly, your day will require allocation to maintenance. But make sure to set aside time for growth as well. Remember, maintenance is what you have to do to stay afloat. Growth is what you must assert if you ever want peace.

Would your business benefit from a nudge in this direction? ABS Professional Services consultants are eager to meet with you. Reach out to us today. Let’s have a conversation about your needs.